Meet the Team

Ann B. Miller,

Founder and President

For over 15 years, I have worked with many clients to guide them in making informed decisions about their health insurance options. I am licensed in various states on the east coast as well as certified with multiple insurance companies to educate individuals on their health care needs. I have built a team at HCSB that combines over 30 plus years of experience in the insurance industry with a focused desire to meet the needs of those seeking health, life, and long term care insurance as well as annuities.

Diane Nowakowski is certified to educate you about your healthcare choices.

Julie nester,

Office Manager

I was born and raised in Bethlehem PA where I currently live with my loving family. (including our sweet dog Jack) I graduated from Saint Luke’s School of Nursing in 2009 and began my career as an RN. I first joined HCSB part time as an administrative assistant for 3 years. After working as an RN in different capacities through the years I chose to return to HCSB in a broader capacity. Assisting clients, managing and organizing office and marketing projects, as well as assisting in the major transformative projects HCSB has undergone. I love working with our team! The individuals that aren’t actual family, feel like family. I love that we encourage one another in our faith and that we share that love and care with our clients. It’s truly a unique experience.

liliana bulted,

Office Support

I have been part of the HealthCare Solutions team for the last few years. I am available to help clients and support Ann with a variety of tasks. Being bilingual allows us to serve the Spanish community. I have a diverse background in the health care field for over 15 years and look forward to being a part of the unique family vibe at HCSB.

Vickie Clark,

Office Administrator

I have worked with Ann at HCSB for over 8 years starting as a seasonal employee and now as the Office Administrator. I enjoy being able to use my abilities in the many day-to-day administrative tasks of the office and serve the company and communities needs.

Jennifer Murphy is certified to educate you about your healthcare choices.

Jennifer L. Murphy,

Licensed Consultant

I have worked in the senior health care industry for 17 years. Previously, I had worked in investment planning for several years. As a result of my passion to help others, I acquired my licensing and certification enabling me to educate individuals and employers regarding health and life insurance options. Mentored by HCSB founder, Ann B. Miller, I am well prepared to provide you with honest, helpful and current information.

brad cochrane,

Information Technology Specialist

Starting in April of 2020; I joined HCSB as the IT Manager and Compliance officer. I am responsible for the research, design and implementation of the company’s IT Infrastructure as well as the systems administration. I enjoy being able to bring my knowledge and expertise to the company as well as being able to help people. I am looking forward to assisting with the future of HealthCare Solution Benefits Inc.